While travelling, many people overlook the possibility of any unfortunate event such as falling ill or being left stranded due to baggage loss. This is the reason why travel insurance exists. So when you make a list of all those things to purchase from the destination that you go to, remember that there are more important tasks to be done. A travel insurance provides more than just medical protection. It provides coverage when your camera breaks or when you reach the airport and your flight has been cancelled. It is a multi-purpose coverage which you must have each time that you travel.
There are a number of times when people’s only saviour has been travel insurance. Riya travelled all the way to New Zealand to indulge in adventure activities. Unfortunately, she broke her leg while hiking there. Rahul visited South Africa for his vacations and contracted malaria while he did the jungle safari. These are just some of the events that have occurred to people during their holidays. They were lucky to have enough travel insurance protect them in an unknown land. Therefore, it is absolutely essential to buy one, especially if you are travelling to another country. After all, you wouldn’t like feeling helpless once you have reached there.
With a number of travel insurance companies offering various travel insurance plans, it may get a little overwhelming to choose. Here are a few things you must look for in the travel insurance policy that you purchase:
With a number of travel insurance companies offering various travel insurance plans, it may get a little overwhelming to choose. Here are a few things you must look for in the travel insurance policy that you purchase:
- Covers maximum number of countries in the world.
- Coverage for sudden illness and injury.
- Round the clock emergency assistance and services.
- Coverage for loss of baggage or stolen belongings such as documents, cameras, jewellery, etc.
- Personal accident coverage.
- Provides coverage for flight cancellations, hotel bookings or transportation bookings.
- Covers for emergencies that may arise in other countries such as war, strife, etc.